Credit Restoration USA Inc., is a firm specializing in repairing credit reports. We have helped many consumers repairing their files by having inaccurate, misleading, outdated, and unverifiable or obsolete items removed from their credit reports. From bankruptcies to charge-offs to tax liens, we have successfully challenged virtually every existing credit problem.

We're good at what we do because we believe in our work, because we enjoy what we do and we're committed to our clients. We are constantly reading and studying any new laws or case law and figuring out how to best use them to benefit our clients. And that means we get you results you can count on, results that can literally turn your life around.

We operate within the legal framework of the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA), and we pursue your rights under federal law to dispute information on your credit reports to the fullest extent possible.

The FCRA was enacted in 1970 to ensure that consumer reporting agencies act fairly, impartially, and with respect for the consumer's privacy when preparing consumer reports on individuals. It extends consumers the right to challenge information found in their credit reports on grounds of "completeness and accuracy."

We work to improve your credit by challenging items on your credit reports which you believe to be inaccurate, misleading, or unverifiable, and work through your individual credit reports in an earnest attempt to resolve all credit disputes to your satisfaction. Correcting questionable items which are depressing your credit score is a vital step toward improving your credit standing. A healthier credit report can mean a higher credit score, lower interest rates, and a better quality of life

Our service is designed to offer consumers an affordable and equitable recourse to the error-prone practices of credit grantors and their credit reporting processes. Ultimately, we help correct your credit reports so that you can enjoy a better quality of life. And the sooner you get enrolled in our credit restoration process the sooner you could look forward to a healthier credit report. Remember, for all your financial matters your credit can be your best friend or your worst enemy.